Owmi tracks who paid, who owes, and exactly how to settle — across trips, apartments, and dinners. We'll handle the awkward math.
From the airport to the apartment, Owmi keeps every shared cost clear and every balance honest.
Equal, exact, percentage, or shares. Toggle who's in with a tap and watch a live bar show each person's slice.
We calculate the minimum transfers needed so nobody sends five payments when one will do.
Track yen in Tokyo and reais on the beach in the same balance. Owmi keeps each currency straight.
Trips, apartments, dinners — spin up a group, pick an emoji, add friends, and start splitting in seconds.
A gentle "send reminder" does the asking for you — so you never have to be the one bringing up money.
Add a tip with one tap, see the subtotal and total break out, then split the whole thing fairly.
Split a receipt line by line — assign each dish or item to whoever ordered it, and Owmi logs them as separate expenses.
Download any trip as a clean CSV or PDF summary — or export your whole account. Your data is always yours to take.
No sign-up required. Try Owmi as a guest right away, then create an account when you're ready — your data comes with you. Sign in with Apple or Google in a tap.
Name it, drop in the amount, add a tip, and pick who paid. Done in three taps.
Equal, percent, exact, or shares. A live bar shows each person's slice instantly.
One tap to settle. Confetti when you're all square — split easy, stay friends.
No more dividing a big dinner bill down the middle when someone just had a salad. Enter each line item, tap who it belongs to, and Owmi turns the receipt into fair, separate expenses automatically.
Travel splits get messy fast. Owmi keeps each currency separate and crystal-clear, so you always know exactly what you owe and what's coming back.
Add the first round and we'll handle all the awkward math. Free to download, friendly forever.